Welcome to a brand-new year!
I’ve always felt like January is the one month in the year when you can really feel the mass collective energy of new beginnings, as we fly out of the starting blocks with renewed vigour and focus, and a genuine desire to make this next year even better than the last.
So, why not harness this collective energy and use it to your advantage to plan your financial goals and create your roadmap for success for the year ahead.
I’m a firm believer that setting goals, and particularly money ones, is beneficial for everyone. And having a clear picture of what you want to achieve and how you’re going to make it happen is a vital part of the process.
As Eleanor Roosevelt once said…
“It takes as much energy to wish as it does to plan”
But the challenge for a lot of people when it comes to planning and goal setting, is knowing where to start and what consistent actions to take.
How do you take a vague idea and turn it into a clear intention, and then from an intention into an action?
And what new consistent daily habits will build momentum and move you forward with achieving everything you desire?
What worked and what didn’t?
Before you get busy planning your financial roadmap for the year ahead, it’s super helpful to look back and get a clear understanding of what’s previously worked well, and what you might want to change.
Knowledge like this helps you pinpoint where and how you can grow financially.
This reflection time can also shine a light on any repeating patterns and beliefs you might be harbouring around money. The reality is, you can have all the best laid plans, but if your money mindset is rocky, you’ll only get so far before self-sabotage kicks in.
Work with a Money Mindset journal
If your money desires and intentions are left swirling around in your head, it’s highly likely that you’ll just keep jumping from one thing to the next without any clear focus or action. Focus comes by committing your plans to paper and creating something tangible that you can physically see.
A dedicated journal for capturing your thoughts, patterns, and planning your money goals in one place, is an extremely powerful tool.
My Money Mindset Journal is an excellent resource to keep you on track every week and month, and help you take control of your money mindset and consciously create a clear roadmap for your financial success.
Images have power
If you’ve been in my community for a while, you’ll have heard me talk about the power of creating a vision board (also known as a dream board). In brief, a vision board is a collage of images, photos, words, and affirmations of the things you want for your life and is designed to inspire and motivate you.
There are many ways to create a vision board – here are a few examples:
- Cut out images, words, and phrases from magazines and stick them onto a large piece of card or paper.
- Use a design platform like Canva to create a digital vision board that you can either print out or download and use as your screensaver on your computer and/or phone.
- Set up a board of dreams in Pinterest.
- Create a vision book using a sketchbook or journal.
You can either create one board that covers everything you want to bring into your life for the next month, quarter, year, or longer. Or have different boards for specific areas of your life, like money, health, business, and so on.
Never underestimate the power that a visual representation can have. And whichever route you take for creating your vision board, ensure you position it somewhere where you can see it every day to keep you connected to what you’re working towards.
Consistency is key
Consistent healthy, productive habits, combined with a clear and focused plan, is like manifesting rocket fuel, and sends the clearest signal possible to the Universe that you’re all in with making your dreams happen.
I want to be clear, this isn’t about overwhelming yourself with a long list of daily habits and rituals, because honestly that approach just sets most people up to fail. It’s about planning small things that you do consistently every day that bring about massive change.
Here are a few things you could try…
This is hands down the best daily habit you can cultivate for positively impacting your mindset in all areas of your life and business. Speak to any successful person, and I can guarantee you gratitude is right at the top of their daily habits as a non-negotiable.
I personally keep a gratitude journal that I write in every day, but perhaps you might choose to speak your gratitude out loud instead. And if you want to keep a record of what you say, you could record them as voice notes on your phone.
Move your body
There are those of us who love to exercise and those who think it’s the most torturous thing on the planet!
But the reality is that it’s vital to move your body in some way every day. As the saying goes, use it, or lose it! So, find something you enjoy doing and make it a daily must, even if it’s just for 15-20mins each day.
And you might want to change the language you use around this as well. If the word ‘exercise’ isn’t motivating for you, change it to movement – they really point to the same thing, but one can feel less heavy than the other.
Expand your mind
If you’re not learning, you’re not growing, and when you’re not growing, you’re limiting your opportunities to create success and the life and financial abundance you truly desire!
Switch out your daily scrolling or TV watching for reading a personal development book, listening to a podcast, journaling your thoughts, writing a blog, or taking a short course. This is about expanding your mind and knowledge beyond where it is right now, so don’t limit yourself to what you already know.
Develop a money-making skill
When you’re planning to achieve financial goals, having multiple streams of income is a must.
Setting aside time each day to learn a new skill that will pay you, is an incredibly valuable habit to cultivate. Learning things like copywriting, how to invest, digital marketing, and so on, will give you skills that you can use to build a side hustle and additional income.
There are of course numerous other daily habits that you can explore – the key thing is finding ones that resonate with you and you feel motivated to do for a small amount of time every day.
If you’re feeling any resistance with the money aspect of your planning, it’s likely you have some unconscious money blocks holding you back. My Money Quiz will give you insights into what these might be. Once you’ve taken the quiz, let’s jump on a call and chat through your results and ways you could have a money breakthrough.